White Cheddar & Apple Chicken Chili Recipe
If you’re on the hunt for a cozy dish that surprises and delights with every bite, let me introduce you to the magic of White Cheddar & Apple Chicken Chili. This isn’t your typical chili—think tender rotisserie chicken mingling with the sweet crunch of apples, all wrapped up in a creamy, cheesy sauce that’s just bursting with warm spices like chili powder and cumin. It’s comfort food elevated, perfect for chilly evenings or anytime you crave a bowl that’s both hearty and a little unexpected. Once you try this recipe, White Cheddar & Apple Chicken Chili is going to be your new favorite go-to for easy weeknight dinners and casual gatherings alike.

Ingredients You’ll Need
This recipe shines because it keeps things simple, but every ingredient plays a vital role in building layers of flavor, texture, and richness. From the crispy apples adding a subtle sweetness to the creamy half & half balancing the spices perfectly, each element makes this White Cheddar & Apple Chicken Chili truly special.
- 2 cups chopped rotisserie chicken: Already cooked and tender, it saves time and adds juicy protein.
- 2 tbsp olive oil: Provides the perfect base to sauté your apples and onions without overpowering flavors.
- 2 tbsp chili powder: Brings warmth and that classic chili flavor we all crave.
- 2 tsp ground cumin: Adds an earthy, slightly smoky note that deepens the spice profile.
- 2 apples (peeled, roughly chopped): Their natural sweetness pairs beautifully with the savory ingredients and adds a unique crunch.
- 1 white onion (peeled & diced): Offers savory depth and softens perfectly when cooked.
- 4 tbsp butter: Creates a rich base for your roux to thicken the chili.
- 1/4 cup flour: Helps thicken the chili, giving it a luscious, satisfying texture.
- 2 1/2 cups chicken broth: Provides moisture and enhances the chicken flavor.
- 3/4 cup half & half: Adds creaminess and balances the spice beautifully.
- 2 15 oz cans cannellini beans (drained): Adds substance and a soft bite to complement the chicken and apples.
- 2 cups shredded Mexican blend cheese: Melts into the chili creating irresistible gooeyness and richness.
- Salt & pepper (to taste): Essential for seasoning and bringing out the dish’s full flavor.
How to Make White Cheddar & Apple Chicken Chili
Step 1: Sauté the Apples and Onions with Spices
Start by warming your olive oil in a large Dutch oven or heavy pot over medium heat. Toss in the peeled and chopped apples and diced onion, stirring occasionally. Sprinkle in your chili powder and cumin, mixing well so every bite is kissed by those fragrant spices. Cook for about 6 to 8 minutes until the apples and onions soften and mingle into a beautifully fragrant base. Once softened, transfer this comforting mix to a plate and set it aside, because it’s time to build the creamy heart of the dish.
Step 2: Make the Roux
Lower the heat slightly and add in your butter, letting it melt slowly. Whisk in the flour, stirring continuously to create a smooth paste. This is your secret weapon that will thicken the chili beautifully. Cook this roux for exactly 60 seconds to cook out the raw flour flavor but keep it ready to grab all the liquid goodness coming next.
Step 3: Whisk in the Broth and Half & Half
Gradually pour in the chicken broth, whisking constantly to prevent lumps. This part transforms the roux into a creamy sauce that forms the chili’s backbone. Once smooth and combined, whisk in the half & half for that velvety richness. Keep it simmering for about 3 to 5 minutes until the sauce thickens to a dreamy, spoon-coating consistency.
Step 4: Combine Chicken, Beans, and Apple Mixture
Now for the fun part: stir in the tender rotisserie chicken, drained cannellini beans, and your warm apple and onion mix. The flavors start to marry beautifully here, each ingredient bringing its own texture and taste to this hearty, unique chili.
Step 5: Finish with Cheese and Adjust Thickness
If the chili feels a little thick, stir in a splash of broth to loosen it up. Then, stir in the shredded Mexican blend cheese until it melts smoothly into the sauce, creating that indulgent cheesy texture everyone loves. This chili is meant to be thick, warm, and comforting—perfect for cozy nights in.
Step 6: Serve and Enjoy
Your White Cheddar & Apple Chicken Chili is ready to serve! Ladle it into bowls, garnish however you like, and dig into those sweet, cheesy, spicy notes that make this dish so memorable.
How to Serve White Cheddar & Apple Chicken Chili

Garnishes
Adding garnishes lets you customize each bowl to your liking. Fresh chopped cilantro or green onions add a burst of color and freshness. A dollop of sour cream or Greek yogurt brings cool creaminess that balances the spices. For some crunch, sprinkle crushed tortilla chips or roasted pepitas on top. And don’t forget a little extra shredded cheese—melty perfection never gets old.
Side Dishes
This chili is rich and hearty, so pairing it with simple sides works best. Cornbread with a touch of honey or jalapeño offers a slightly sweet contrast. A light green salad with tangy vinaigrette can brighten things up between bites. Or, warm flour tortillas are perfect for sopping up every last bit of that cheesy chili goodness.
Creative Ways to Present
Want to elevate the experience? Try serving your White Cheddar & Apple Chicken Chili in mini bread bowls for a rustic feel. It also makes a fantastic topping for baked potatoes or nachos when you’re craving something a bit different. For casual gatherings, keep the chili warm in a slow cooker and set up a toppings bar so everyone can personalize their bowl.
Make Ahead and Storage
Storing Leftovers
Leftover White Cheddar & Apple Chicken Chili keeps wonderfully in an airtight container in the refrigerator for up to 3 days. The flavors actually deepen as it sits, making the next-day meal tastier than ever. Just give it a good stir before reheating to bring back that creamy texture.
Freezing
This chili freezes beautifully for longer storage. Transfer cooled chili into freezer-safe containers or heavy-duty bags, leaving some space for expansion. It will keep in the freezer for up to 3 months without losing flavor or texture. When ready to enjoy, thaw overnight in the fridge before reheating.
Reheating
Reheat your chili gently on the stove over medium-low heat, stirring frequently until warmed through and the cheese melts back into that creamy goodness. If the chili thickens too much, just add a splash of chicken broth or water to loosen it to your preferred consistency. Avoid reheating in the microwave if you want the smoothest texture.
FAQs
Can I use a different type of cheese instead of Mexican blend?
Absolutely! While the Mexican blend gives a nice smooth melt and subtle smokiness, white cheddar alone works brilliantly for a sharper flavor. You could also experiment with Monterey Jack or even a mild gouda for a rich twist.
Are there apple varieties that work best for this chili?
Granny Smith apples are great for their tartness and firm texture, which hold up well when cooked. However, sweet varieties like Fuji or Honeycrisp can add a bit more natural sweetness, so feel free to mix and match based on your taste preference.
Can I make this chili vegetarian?
To make a vegetarian version, simply skip the chicken and use vegetable broth. You can add extra beans or even diced butternut squash for heartiness. The cheese and apples ensure the flavor and texture remain satisfying.
How spicy is this chili?
This White Cheddar & Apple Chicken Chili has a gentle warmth from the chili powder and cumin without overpowering heat. If you want to turn up the spice, adding a pinch of cayenne or some diced jalapeño peppers while cooking will do the trick.
What’s the best way to peel and chop the apples quickly?
Using a sharp paring knife or an apple peeler makes peeling a breeze. Once peeled, cut the apple into quarters and remove the core, then roughly chop into bite-sized pieces for quick cooking.
Final Thoughts
I can’t recommend enough giving this White Cheddar & Apple Chicken Chili a spot in your recipe rotation. It’s that perfect mix of cozy and unexpected, with the apples lending a delicious sweetness that pairs so well with sharp white cheddar and tender chicken. Whether you’re cooking for family, friends, or just treating yourself, this chili will bring warmth to your table and smiles to everyone eating it. Go ahead, dive in and discover your new chili obsession!
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White Cheddar & Apple Chicken Chili Recipe
- Total Time: 35 minutes
- Yield: 6 servings 1x
- Diet: Low Lactose
Description
A comforting and flavorful White Cheddar & Apple Chicken Chili that combines tender rotisserie chicken, sweet apples, creamy white cheddar, and hearty cannellini beans in a rich, spiced broth. This chili offers a unique twist with its sweet and savory profile, perfect for cozy dinners or casual gatherings.
Ingredients
Chicken and Vegetables
- 2 cups chopped rotisserie chicken
- 2 tbsp olive oil
- 2 apples, peeled and roughly chopped
- 1 white onion, peeled and roughly diced
Spices and Seasonings
- 2 tbsp chili powder
- 2 tsp ground cumin
- Salt & pepper, to taste
Base and Thickener
- 4 tbsp butter
- 1/4 cup flour
- 2 1/2 cups chicken broth
- 3/4 cup half & half
Beans and Cheese
- 2 (15 oz) cans cannellini beans, drained
- 2 cups shredded Mexican blend cheese
Instructions
- Sauté Apples and Onion: Heat olive oil in a dutch oven or large pot over medium heat. Add the peeled and chopped apples and diced white onion. Stir in chili powder and ground cumin. Cook, stirring occasionally, for 6-8 minutes until the apples and onions are softened. Remove from pot and set aside.
- Create Roux: Reduce heat to medium-low, melt butter in the same pot, then whisk in flour. Cook for about 60 seconds to cook out the raw flour taste.
- Add Liquid Ingredients: Gradually whisk in chicken broth a little at a time until smooth. Then whisk in the half & half. Simmer the mixture, whisking occasionally, until it thickens, about 3-5 minutes.
- Combine Ingredients: Stir in the chopped chicken, drained cannellini beans, and the reserved apple and onion mixture until fully combined.
- Adjust Thickness and Add Cheese: If the chili is too thick, add a bit more chicken broth to reach desired consistency. Stir in the shredded Mexican blend cheese until melted and incorporated.
- Serve: Serve the chili hot with your favorite toppings such as sour cream, fresh cilantro, or additional cheese.
Notes
- Using rotisserie chicken saves time but cooked shredded chicken breast can be used.
- Adjust the chili powder to your preferred spice level.
- If you want a creamier chili, use full-fat half & half or substitute with heavy cream.
- This chili is thick; add broth gradually if you prefer a thinner consistency.
- Try topping with sliced green onions, avocado, or tortilla chips for extra texture.
- Prep Time: 15 minutes
- Cook Time: 20 minutes
- Category: Soup/Chili
- Method: Sautéing, Simmering
- Cuisine: American
Nutrition
- Serving Size: 1 cup
- Calories: 320
- Sugar: 5g
- Sodium: 650mg
- Fat: 15g
- Saturated Fat: 8g
- Unsaturated Fat: 6g
- Trans Fat: 0g
- Carbohydrates: 28g
- Fiber: 6g
- Protein: 22g
- Cholesterol: 55mg
Keywords: white cheddar chili, chicken chili, apple chili, creamy chili recipe, rotisserie chicken chili